Hate budgets?
Us too.

The app for bad days or good, helping you pay off debts, save for retirement and everything in between.

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True Cost of Debt

Never make any progress paying off debt?

Select debt amount, and start to understand why:
$5k
$10k
$15k
Breakdown

If only making minimum payments on $5,000, debt will be paid off in 19 years and 1 month.

Scary numbers 😱
Debt $5,000
Interest $14,000
Fees $1,400
MINIMUM PAYMENTS

Example assumes 16.99% APR (Annual Percentage Rate). Rates can vary all the way up to 29.99%.

$99 of each payment goes to interest.
$150
Breakdown

If only making minimum payments on $10,000, debt will be paid off in 24 years and 7 months.

3x more! 😱😱😱
Debt $10,000
Interest $18,135
Fees $2,100
MINIMUM PAYMENTS

Example assumes 16.99% APR (Annual Percentage Rate). Rates can vary all the way up to 29.99%.

$197 of each payment goes to interest.
$300
Breakdown

If only making minimum payments on $15,000, debt will be paid off in 28 years.

Insanity 😱
Debt $15,000
Interest $27,705
Fees $2,450
MINIMUM PAYMENTS

Example assumes 16.99% APR (Annual Percentage Rate). Rates can vary all the way up to 29.99%.

$296 of each payment goes to interest.
$450

What makes us different?

Simply, we’re the opposite of everything else.

Goodbye categories
No restrictions or feeling bad for spending your own money.
Track one number
Easy right? Focus on what matters, we do the math.
2 years to zero
Personalized path for you to pay off debts, in 2 years or less.
Stay in the positive
Never worry about running  out of money again.
Start anytime
Motivation doesn’t wait for the 1st of the month, start any day.
Minutes to maintain
Track whenever is most convenient for you.

An easier way to get your finances on track

Pay down debt more efficiently, build sustainable change in money habits and improve your credit score.

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The opposite of everything else! I’ve always been anxious about running out of money before the end of the month, not anymore... never again.
Olivia from California

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